Hero Captial, Mortgage Brokers (FSCO# 10868) is a Toronto based mortgage brokerage providing mortgages across Toronto, the GTA, and Southern Ontario. Hero Capital offers first, second, third, and private mortgages for both residential, residential commercial, and residential mortgages at competitive rates and terms. With almost a decade of experience, we have assisted and helped in just about every mortgage situation imaginable. If you are prime borrower, and are looking for a highly competive mortgage, contact us for exceptional mortgage rates. We offer highly competitive mortgages for prime borrowers from many, many lenders from across Canada. Not all mortgages are created equal. Our highly competitve rates combined with our thoughtful advice will help you advoid major pitfalls, and get the mortgage that’s right for you.

If you have been declined by your bank because you don’t fit their “lending box”; if you are self-employed or on commission; if you have defaulted on your mortgage; have damaged credit; no credit; new to Canada; or otherwise don’t comply with the major banks lending programs; please talk to us. Their is a very good chance we can help you with a range of financial solutions that go beyond what traditional banks can do. We have been doing this a long time, and have a particular skill and expertise dealing with tough financing situations.

Hero Capital was founded in 2008 by Raymond Kar. Raymond has over a decade experience in the real estate, and mortgage industry. In addition to being Hero’s broker of record (FSCO#M08001035) he is also a licensed real estate agent with Right at Home Realty Inc. Raymond has been involved in a wide range of roles within the real estate industry, including as broker, private lender, real estate agent, and real estate investor. He has built a very successful record of helping individuals from all walks of life, buy, sell, and finance real estate. Raymond graudated from the University of Waterloo with a degree in accounting, and also holds and MBA from the Schulich School of Business (York University) with specialization in Market Research and Finance. Raymond lives in a trendy neighbourhood in Toronto, with his wife, and son.

When not helping clients, Raymond can be found playing basketball, swimming, moutaing biking, reading about economics and finance, watching the walking dead, shuttling his kid around between activities, and gently telling his kid how to live and what to do.

Hero Capital can be reached at:
32 Vince Ave, Toronto, ON, M4L 0A6
PH: 416-915-3838
FAX: 1-866-706-0668
EMAIL: rayk@heromortgage.ca